Terms & Conditions

1. Acceptance of Terms

By accessing or using the ProGen Insurance website (“Site”) or any of our insurance, financial, advisory, or related services (“Services”), you agree to these Terms & Conditions. If you do not agree, please discontinue use of the Site.

2. About ProGen Insurance

ProGen Insurance provides insurance, financial planning, retirement guidance, and related advisory services through licensed professionals. All products are subject to eligibility, underwriting, and regulatory requirements.

3. No Guarantee of Coverage or Approval

Quotes, estimates, or pre qualification results provided on the Site are not binding. Final approval, pricing, and coverage terms depend on underwriting, carrier rules, and applicable laws.

4. Use of the Website

You agree not to:

• Interfere with website functionality
• Attempt unauthorized access
• Use the Site for fraudulent or harmful purposes

ProGen Insurance may suspend or restrict access for misuse.

5. Intellectual Property

All content—including branding, graphics, text, videos, and layouts—is the property of ProGen Insurance and protected by copyright and trademark laws. You may not copy, reproduce, or distribute content without written permission.

6. Third Party Links

Our Site may contain links to third party websites. ProGen Insurance is not responsible for their content, accuracy, or privacy practices.

7. Disclaimer of Warranties

Information on the Site is provided for general educational purposes. We do not guarantee completeness, accuracy, or timeliness. Services are provided “as is” without warranties unless required by law.

8. Limitation of Liability

ProGen is not liable for:

• Losses resulting from website use
• Errors in third party data or systems
• Delays or interruptions in service

To the fullest extent permitted by law.

9. User Responsibilities

You agree to provide accurate information when requesting quotes, consultations, or services. Misrepresentation may result in denial of service or cancellation.

10. Governing Law

These Terms are governed by the laws of the State of Texas.

11. Changes to Terms

We may update these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.