Privacy Policy

1. Introduction

Your privacy is important to us. This Privacy Policy explains how ProGen Insurance (“we,” “our,” “us”) collects, uses, shares, and protects your personal information when you interact with our services and website.

2. Information We Collect

Personal Information

• Name, address, phone number, and email
• Date of birth and identification details
• Employment and income information
• Insurance history and financial profile

Sensitive Information

• Social Security Number
• Health-related information for underwriting
• Beneficiary and dependent information

Digital Information

• IP address and device data
• Cookies and browsing behavior
• Analytics and session tracking

3. How We Use Your Information

• Provide insurance and financial services
• Process applications, quotes, and claims
• Verify identity and prevent fraud
• Communicate updates, offers, and service notices
• Improve website performance and user experience

4. Sharing Your Information

• Insurance carriers and financial partners
• Licensed agents and advisors
• Regulatory or legal authorities when required
• Third-party service providers (IT, analytics, CRM)

We never sell your personal information.

5. Data Security

• Encryption
• Secure servers and firewalls
• Access controls and authentication

While we use industry-standard safeguards, no system is completely secure.

6. Your Rights

• Access your personal data
• Request corrections
• Request deletion where applicable
• Opt out of marketing communications

7. Cookies & Tracking

We use cookies to improve website functionality and analyze usage. You can disable cookies through your browser settings.

8. Updates to This Policy

We may update this Privacy Policy periodically. Any updates will be posted on this page with the revised effective date.

9. Contact Us

For questions about this Privacy Policy or your data rights, please contact us at contact@nexzenfinancials.com.